Articles with a focus on debt collection and related business services.

AYOM Blog

Articles exploring areas relating to debt collection and business finance.

Recent Blog Entries

AYOM awaits fate in the 2019 BIBAs final

Are You Owed Money Ltd has been selected as finalists in 2 BIBAs categories this year. After meeting judges for medium and high growth business of the year, the company awaits our fate on September 13ths final.

Wednesday, 17th July 2019

New trends in modern debt collection

Debt collection is changing and with it we are seeing a number of new trends in the processes, handling and staffing in the industry. AYOM discusses the trends we have discovered as we evolve with the industry.

Tuesday, 2nd April 2019

Chargebacks and holding periods in debt collection

Chargebacks account for a percentage of money collected by debt collectors. For this reason it is very common to see holding periods. We look into what charge backs are and why holding periods are necessary.

Wednesday, 27th March 2019

AYOM select charity partners for 2019-20

AYOM staff have selected their charity partners for 2019. This time we have selected a national charity and a local charity. News on events to come soon.

Friday, 15th March 2019

International Women’s Day: our GM shares her experience

AYOM’s General Manager, Marie Mitchell, has had a long, successful career. It hasn’t always been easy being a female senior manager in business but she now stands as a mainstay within the company, helping it to achieve bigger and better things.

Friday, 8th March 2019

Citizen's Advice - Council Tax debt collection standards

AYOM want to show our support for independent regulations and revisiting the way local authorities are fulfilling debt collection practices relating to taxes. With many seemingly taking an aggressive enforcement stance from the beginning, we urge councils to seek pre-legal mediation as best practice.

Tuesday, 11th December 2018

HMRC strategy - people urged to "secure new debts to pay debt"

HMRC have caused a stir by requesting debtors pay for their tax by securing personal or commercial loans. Due to not being a preferential creditor now, HMRC are seemingly attempting to find ways to become one unofficially making requests such as these. Many are sceptical; commenting that HMRC’s debts are no more important than a local tradespersons.

Tuesday, 20th November 2018



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Recent Posts
Why are debt collectors useful for the economy?

Friday, 31st January 2020

AYOM raises over £130 for BBC Children In Need 2019

Thursday, 21st November 2019

Universal credit debt risk for families this Christmas

Wednesday, 13th November 2019

Debt Dictionary: a guide to common debt recovery terminology

Wednesday, 13th November 2019

What is a debt recovery agency?

Friday, 1st November 2019