If you have outstanding debts from overdue invoices, rent arrears, bounced cheques or any other trading debts, we can help.

Business debt collection

Looking for an effective credit control solution?

Looking for debt collection assistance after non payment of invoices?

In need of a reputable partner?

Get a Quote today

What AYOM can assist with:

  • Unpaid invoices
  • Late payments
  • Credit control
  • Statutory demands
  • Legal support
  • Tracing debtors
  • Credit checks

Did you know?

Are You Owed Money Ltd has been awarded numerous business debt collection based awards including ‘Debt Recovery company of the year’ 2017 and ‘leaders in commercial debt collection 2018’ by Wealth & Finance & Corporate Livewire


Healthcare debt collection covers business/ commercial debt and consumer debt. Healthcare providers commonly find consumer debt in the form of patients or families requiring paying for services rendered. The equipment and facilities management side however commonly see more B2B transactions. Whichever category your debt falls into, AYOM can assist.

When a company receives late payment or is unable to secure payment at all, resolving the debt in question can be difficult depending on circumstances. Healthcare debt collection can greatly vary in volume and size of debts. However; regardless of size, AYOM has the tools to steady your credit control.

If you have been unsuccessful in recovering debt thus far, finding a credible debt collection agency is the next logical step. Taking this route can ease concerns about growing bad debt needing to be written off. This also decreases your risk of insolvency.


Debt collection can provide your business with the support and stability you need to boost cash flow. We have the insight, experience and tools to carry out effective and efficient debt collection on your behalf.

All of our clients have different stories, debts and portfolios. This is why we offer dedicated handlers and provide a client portal to keep you updated throughout your case. Our collections team contains a balance of specialists in both business debt and consumer debt. Your rep will listen; learn your story and how your business operates. Doing so allows us to pursue debts with as much information as possible. Examining the situation thoroughly helps raise your chances of recovering 100% of your money and quicker.

We have the necessary tools to track and monitor a debtor. Our collections team can analyse the financial status of a company or person so we have the most accurate, up to date information regarding their ability to pay. This ensures we can find repayment packages that get you your money back in the shortest time possible.

Real time updates via a 24hr client portal
Multi award winning service
On site legal team to provide experienced, expert support
Industry leading tracing systems


Are You Owed Money have a strong team offering advice on collecting your unpaid invoices and outstanding debts. The combination of vital experience, legal support and a time tested collection strategy brings together a reputable, reliable service. We offer all this alongside a client portal allowing you 24/7 access to updates and results tracking.

Your client portal indicates how and when we contacted your debtors as well as what we have recovered. Using a simple login you can access your case anywhere in the world at any time.