TYPES OF DEBT
AYOM can mediate consumer, commercial and personal debt. Debt is split into one of 2 'types'; commercial debt and consumer debt. Commercial debt is money owed between businesses whereas consumer debt is money owed by an individual or 'consumer'. Both require different tactics and skills to resolve.
AYOM has a diverse team specialising in both debt types with experience handling all types of debtors. Each debt will contain a different set of circumstances, the relationship between parties, the amount, the nature of the debt and other factors. This requires our team to take an outside stance and ensure you are represented from a strong legal position. We aim to ensure your debtors know why the debt exists, how much it is for and what the consequences are of continued non payment.