Debt Collection Agency AYOM. Award-winning Debt Recovery. Our UK debt collectors recover a wide range of debts including business, consumer and personal debt.
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UK Debt Recovery & Debt Collection Agency

The best chance of recovering your outstanding debts.

Are You Owed Money Ltd; the UK's premier debt recovery agency.

AYOM offers a number of debt recovery services to provide you with the best debt recovery strategy for your case. These include recovery, tracing, mediation, credit checking, legal support and more.

Proven debt recovery strategy

Whether it is personal debts, consumer debts or commercial debts; we have expert debt collectors able to generate a strategy that works for you.

AYOM's debt collectors strive to provide all round excellent service. Each client has a dedicated customer service contact as well as a profile on our client portal. Your portal displays the details of your case 24 hours a day including when we have contacted your debtor.

Talk to us today and find out how our award-winning debt recovery agency can help you.

Experienced debt Collectors

Our debt collectors have the knowledge and experience to recover your money. They aim to do so swiftly and efficiently; drawing on our successful strategies. Our debt collectors recover debts throughout the UK. We have agents able to reach debtors across the country and tracing services to locate debtors wherever they may be.

Be safe in the knowledge your case will be handled by an expert debt collecters. We aim to provide exceptional pre legal debt recovery services but also provide legal support if needed. Our on-site solicitors can help with preparation of documents and support you if a matter is escalated to court.

Why use Debt Collectors

Relieve stress of chasing debtors

Save time; let us handle the collections process

Avoid common pitfalls and delay tactics

Force your debtors to confront the matter

Access tested strategies to speed up repayment

Utilise legal support if you require further action

Why use AYOM?

Award-winning debt collection agency

Real-time, on-line account monitoring

National coverage across the UK

Trace missing debtors

Localised debt recovery officers to visit debtors

Obtain & enforce CCJs

Testimonials & Success Stories

AYOM Speeds up debt recovery process

AYOM legal team speeds up £50,000 debt recovery process
AYOM speeds up £50,000 debt recovery process - Paris

AYOM recently managed to secure over £50,000 for a European company whose debtor was based here in the UK. AYOM works on a number of cases each day for debtors in and outside of the UK. Likewise our customers come to us from around the world. In this case the supplier was an EU company who had supplied goods and services to the debtor. The debtor refused to pay their invoices and tried to avoid payment.

Advice from our legal team on the debt recovery process is essential. They have the knowledge to refute disputes like this. They also know what outcomes are likely for both debtor and client. Their knowledge informs our debt collectors and assists our strategies.

Read the full blog article

I would highly recommend them.

We had a real issue in getting paid from a debtor, I spoke to my case manager to explain our situation we were having, we were then sent a few forms to fill in which were very easy to complete. Excellent communications to let me know what was going on and within 2 weeks the matter was resolved and the debtor paid. I would highly recommend them and if needed to resolve any further issues I would use the company again.

A pleasure to talk to both James and Ray

I have been working with both James and Ray in retrieving payments owed. It has been a pleasure dealing with them both and they have done an excellent job! Thank you both.


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