If you have outstanding debts from overdue invoices, rent arrears, bounced cheques or any other trading debts, we can help.

Unpaid debt enforcement

Unpaid debt enforcement

Whether you have already obtained a court order or are seeking to escalate an existing debt, AYOM can assist with the right debt recovery strategies for you.

We are able to advise on the process of obtaining court orders as well as utilizing them in our debt recovery strategies. While obtaining a court order is not a prerequisite for successful recovery, we are able to further cement your position legally with documents confirming the debt.

To begin, tell us about your debt
This must be a value, such as 150.00
This must be a value, such as 1, or 99
We need to know the age of the debts

This form will take less than 60 seconds to complete.

Whether you have already obtained a court order or are seeking to escalate an existing debt, AYOM can assist with the right debt recovery strategies for you.

Debt Enforcement

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Get help escalating a debt to the courts.

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Attain faster recovery with court documentation.

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Instruct high court bailiffs for end solutions.

What we can help with

Save time dealing with solicitors

Client portal available to track progress

Take the emotion and stress away

Easy escalation options available

Assistance drafting court documents

Official backing from a court of law

Access to our team to help prepare for court

Save resources chasing the debt yourself

Did you know?

Last year over £1.5bn in CCJs were issued by courts for enforcement. AYOM was able to recover over £1 million towards UK companies as a result.

What is Debt Enforcement?

At a base level, debt enforcement is the strategy we use to recover your debt. This does not require escalation to the court as we have existing strategies with proven success to recover debts. We do however have the ability to assist with escalating difficult debts to court.

Options for further escalation are obtaining a County Court Judgement (CCJ), putting pressure on your debtor as failing to pay a CCJ will affect their future credit. We can also escalate to a HCJ (High Court Judgement) which does give High Court enforcement officers the ability to enter property to retrieve payment or goods if necessary. This is the very final stage for the most extreme circumstances.

How can a debt collection agency help you?

Debt recovery agencies help you by taking the stress away from dealing with a difficult situation. We afford you the time to spend your efforts generating new business instead of chasing payments which should already have been made.

Escalating to enforcement through a debt recovery agency saves you a number of fees dealing with Solicitors and provides you with a case handler to assist with filling in court paperwork and preparing you for court if required. We also have access to high court enforcement agents should a debt reach that stage.

Real time updates via a 24hr client portal.

Proven, tested debt recovery strategies.

Multi award-winning service.

On site legal team to aid escalation.

Join our network

Are You Owed Money Ltd has grown since our humble beginning in 2014 to become a multi award winning service. We have clients ranging from sole traders and SMEs through to some of the biggest companies in the UK. From banks to not for profit entities, consumer credit organisations to legal service providers, AYOM's network of customers makes us the number one choice for debt collection.

With years of experience, excellent staff training and an impressive track record of results including award winning services and procedures, Are You Owed Money Ltd is your best opportunity to recover your business debts.