If you have outstanding debts from overdue invoices, rent arrears, bounced cheques or any other trading debts, we can help.

Business debt collection

Suffered cash flow problems from non-payment or late payment of invoices?

Not been paid for goods delivered or services rendered?

Get a Quote today

What AYOM can assist with:

  • Unpaid invoices
  • Late payments
  • Credit control
  • Statutory demands
  • Legal support
  • Tracing debtors
  • Credit checks

Did you know?

Are You Owed Money Ltd has been awarded the “Leaders in commercial debt recovery” 2018 award by Wealth & Finance International


Business debt is classified as “commercial debt”. This is simply money owed by one company to another. This includes money owed by and to sole traders, partnerships and other small enterprises; right through to the largest multinational organisations.

When any company has late payers or is unable to secure payment it can be difficult to know how to move the situation forward. Finding a credible business debt recovery agency is logically the next step to ease any concerns about growing bad debt being written off. This in turn decreases your risk of insolvency.

How can a debt collection agency help your business?

We are understanding of every company's predicament. Each customer is different and business debt collection requires staff with sound knowledge in contract law and disputes.

We dedicate each customer a case handler and customer service representative for this reason. Your reps will listen to you; learn your situation and how your business operates. Doing so allows us to pursue business debts with as much information as possible. Examining the situation thoroughly helps raise your chances of having your debt recovered in full and faster.

We have all the necessary tools to track and monitor a business. Our collections team will analyse the financial status of companies to have the most accurate knowledge of their ability to pay. Our recovery team are knowledgeable in contract and business law surrounding commercial debt. Our qualified, on-site legal team are also available to support our collections team in overcoming disputes and navigating complex cases.

With years of experience, excellent staff training and an impressive track record of results including award winning services and procedures, Are You Owed Money Ltd is your best opportunity to recover your business debts

Real time updates via a 24hr client portal
Multi award winning service
On site legal team to provide experienced, expert support
Industry leading tracing systems.

Why choose AYOM Debt Collectors?

Are You Owed Money have an excellent, dedicated team offering advice regarding collecting your debts. The combination of an experienced collections team, legal support and a proven collection strategy brings together a service you can rely on. We offer all this alongside a superior client portal which allows you 24/7 access to updates and tracking of your results.

Your client portal lets you see how and when we've contacted your debtors as well as what we have recovered. Using a simple login you can access your case anywhere in the world at any time.